Grit Investments Ltd

Risk Disclosure Statement

IMPORTANT RISK WARNING

Trading and investing carry significant risks. You may lose some or all of your capital.
Only invest money you can afford to lose. This is not financial advice. Please read this entire document carefully.

1. General Investment Risks HIGH RISK

Investing in digital assets, real estate, forex, and ETFs involves substantial risk of loss. All investment decisions are your own responsibility.

  • Capital Loss Risk: Your entire investment may be lost
  • Market Volatility: Prices can fluctuate dramatically within minutes
  • Liquidity Risk: Some assets may be difficult to sell quickly
  • No Guaranteed Returns: Past performance is not indicative of future results

Important Note

Never invest more than you can afford to lose. Always maintain an emergency fund separate from investment capital.

2. Digital Asset & Cryptocurrency Risks VERY HIGH RISK

Cryptocurrency investments are particularly volatile and may be subject to regulatory changes.

  • Extreme Volatility: Prices can change by 50% or more in a single day
  • Regulatory Uncertainty: Government regulations may change unexpectedly
  • Technology Risks: Blockchain technology risks including hacks, forks, and bugs
  • No Central Authority: No government or bank guarantees protection
  • Irreversible Transactions: Crypto transactions cannot be reversed if sent incorrectly

3. Forex & Leveraged Trading Risks EXTREME RISK

Forex trading on margin involves high risk and may not be suitable for all investors.

  • Leverage Risk: Losses can exceed your initial deposit when using leverage
  • Market Gaps: Prices can jump between quotes, creating unexpected losses
  • Counterparty Risk: Risk that the other party defaults on obligations
  • Interest Rate Risk: Changes in interest rates affect currency values
  • Geopolitical Risk: Political events can cause sudden market movements

4. Real Estate Investment Risks MEDIUM RISK

Real estate investments through digital platforms carry unique risks.

  • Property Market Cycles: Real estate values can decline
  • Liquidity Constraints: Real estate is not easily converted to cash
  • Management Risks: Property management issues can affect returns
  • Regulatory Changes: Property laws and tax regulations may change
  • Economic Factors: Interest rates and economic conditions affect property values

5. Platform & Operational Risks MEDIUM RISK

Technical and operational risks associated with using our platform.

  • Technical Failures: System outages, bugs, or connectivity issues
  • Cybersecurity Risks: Despite our security measures, hacking remains a risk
  • Third-Party Risks: Risks from custodians, payment processors, or other service providers
  • Regulatory Compliance: We are pursuing FCA authorization; current operations are subject to change

6. Suitability & Investor Profile

You must assess whether our platform is suitable for your investment goals and risk tolerance.

  • Investment Experience: Our platform may not be suitable for inexperienced investors
  • Financial Situation: Only invest disposable income you can afford to lose
  • Risk Tolerance: Assess your ability to withstand potential losses
  • Investment Objectives: Ensure our offerings align with your goals

Financial Advice Disclaimer

We do not provide financial advice. All investment decisions are your responsibility. Consider seeking advice from a qualified financial advisor before investing.

7. Legal & Regulatory Considerations

Important legal information regarding our regulatory status and your rights.

  • Regulatory Status: We are pursuing FCA authorization; current services are provided under applicable UK regulations
  • No Investor Protection: Investments through our platform are not covered by the Financial Services Compensation Scheme (FSCS)
  • Jurisdiction: All disputes subject to English law and courts
  • Age Restriction: You must be 18+ to use our platform
  • KYC/AML: All users must complete identity verification

Need More Information?

If you have questions about these risks or your investments, contact our support team:

Email: compliance@gritinvestments.co.uk

Phone: +44 20 1234 5678 (Compliance Department)

This document was last updated: December 27, 2025